Mortgage Underwriter

West Bromwich Building Society
West Bromwich
04 Jul 2017
01 Aug 2017
Contract Type
Mortgage Underwriter

Salary: Circa GBP26,500 per annum

Full Time: Annualised Hours


Location: Head Office, West Bromwich

The Society is looking to recruit an experienced Mortgage Underwriter to consider mortgage applications up to a designated authority level whilst protecting the integrity of the Society's mortgage portfolio.

Key Responsibilities

??Obtain and maintain mortgage mandate in accordance with agreed levels of competency

??Apply mortgage mandate to mortgage applications and mortgage referrals against the Society's lending policy and ensure that business reasoning is used for those cases that fall outside policy in order to protect the Society's mortgage book

??Ensure offers are produced correctly with regard to product clauses, sub account splits and valuation issues

??Maintain first class customer service and service standards

??To act as a reference point to staff to assist with queries outside their level of knowledge

Skills & Attributes

??Experience in a related financial environment exercising a Lending Mandate

??Minimum three years practical underwriting experience and possess a current Lending Mandate

??Full CeMAP qualification would be desirable

??Self Employed Accounts knowledge/Approval skills preferred

??Excellent verbal and written communication skills

??Empathy towards customers

What's in it for you?

??Performance related pay scheme

??Generous annual leave starting at 25 days

??Pension scheme

??Life assurance

??Corporate discounts

At the West Brom you'll have every opportunity to take the next step and keep moving: we're well known for providing excellent development support and always promote from within wherever possible.

Inspired by the Society's Vision and Values, it's not just what we do but how we treat our colleagues and customers that makes the people at the West Brom really stand out from our competitors.

Head Office: 2 Providence Place West Bromwich B70 8AF. The West Brom is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Register no. 104877. 'the West Brom' is a trading name of West Bromwich Building Society.

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